X Financial Reschedules the Release of First Quarter 2024 Financial Results to May 31, 2024

SHENZHEN,China,May 25,2024 -- X Financial (NYSE: XYF) (the "Company"),a leading online personal finance company in China,today announced that it has rescheduled the release of its unaudited financial results for the first quarter ended March 31,2024 to Friday,May 31,2024,before the open of U.S. markets.

X Financial's management team will host an earnings conference call at 7:00 AM U.S. Eastern Time on Friday,2024 (7:00 PM Beijing / Hong Kong Time on the same day).

Dial-in details for the earnings conference call are as follows:

United States:

1-888-346-8982

Hong Kong:

852-301-84992

Mainland China:

4001-201203

International:

1-412-902-4272

Passcode:

X Financial

Please dial in ten minutes before the call is scheduled to begin and provide the passcode to join the call.

A replay of the conference call may be accessed by phone at the following numbers until June 7,2024:

United States:

1-877-344-7529

International:

1-412-317-0088

Passcode:

1086048

Additionally,a live and archived webcast of the conference call will be available athttps://ir.xiaoyinggroup.com.

About X Financial

X Financial is a leading online personal finance company in China. The Company is committed to connecting borrowers on its platform with its institutional funding partners. With its proprietary big data-driven technology,the Company has established strategic partnerships with financial institutions across multiple areas of its business operations,enabling it to facilitate loans to prime borrowers under a robust risk assessment and control system.

For more information,please visit: https://ir.xiaoyinggroup.com.

For more information,please contact:

X Financial

Mr. Frank Fuya Zheng

E-mail: [email protected]

Christensen

In China

Mr. Rene Vanguestaine

Phone: +86-178-1749 0483

E-mail: [email protected]

In US

Ms. Linda Bergkamp

Phone: +1-480-614-3004

E-mail: [email protected]